Terms and Conditions

Last Updated: 4th May 2025

Welcome to Philomaniac.com (“Website,” “we,” “us,” or “our”). By accessing or using our Website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). Please read them carefully before making any purchases or using our services.

1. Acceptance of Terms

By using Philomaniac.com, you acknowledge that you have read, understood, and agreed to these Terms, as well as our Privacy Policy. If you do not agree, please refrain from using our Website.

2. Services Offered

Philomaniac.com provides:

  • Blogs on philosophical topics (free access).

  • Online courses on philosophy (paid access).

3. Payments and Refunds

3.1 Payment Gateway (Razorpay)

  • All payments for courses are processed through Razorpay, a secure third-party payment gateway.

  • We do not store your credit/debit card or banking details. All transactions are encrypted and handled by Razorpay.

  • By making a payment, you agree to Razorpay’s Terms of Service and Privacy Policy.

3.2 Pricing & Currency

  • All course fees are listed in INR (Indian Rupees) unless specified otherwise.

  • Prices are subject to change without prior notice.

3.3 Refund Policy

  • Due to the digital nature of our courses, we do not offer refunds once the purchase is completed.

  • If you encounter technical issues preventing access, contact us at [Your Support Email] for assistance.

4. User Responsibilities

  • You must provide accurate payment and account information.

  • Unauthorized use of payment methods is prohibited and may result in legal action.

  • You agree not to share, resell, or distribute course materials without permission.

5. Intellectual Property

  • All blog posts, course content, and materials on Philomaniac.com are the property of Philomaniac and protected by copyright laws.

  • Unauthorized reproduction or distribution is strictly prohibited.

6. Limitation of Liability

  • Philomaniac.com is not liable for any technical issues related to Razorpay transactions.

  • We are not responsible for any indirect, incidental, or consequential damages arising from course purchases.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Website after changes constitutes acceptance.

8. Contact Us

For any questions regarding these Terms or payments, contact us at:
Email: editor@philomaniac.con
Website: Philomaniac.com

By using Philomaniac.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.